VFIS Policy Enhancements

VFIS has announced two enhancements to the Chapter’s Accident and Sickness insurance policy.

The first is a “Felonious Assault Benefit Rider”. This benefit is payable if the member suffers one or more losses for which benefits are payable under the Accident Death and Dismemberment Benefit, Cosmetic Disfigurement Resulting from Burns Benefit, Permanent Physical Impairment Benefit or Vision Impairment Benefit as the result of a felonious assault that is directed at the member while the member is participating in a Covered Activity. The amount payable under this rider is an additional 50% of the total amount payable under all of the benefits specified above.

The second is a “Home Alteration and Modification Benefit”. If a member suffers an injury or illness payable under the policy and as a direct result of such loss is now required to make a home alteration and/or vehicle modification this benefit is payable for expenses incurred within one year after the date of the accident or onset of illness, up to a maximum benefit amount of $15,000.

These benefits becoame effective with our renewal period starting January, 2011.

VFIS Insurance Info

All insurance forms can be found in the download section of the website.

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